Terms of Use & Important Disclaimer

Last updated: October 2026. Written in plain English, because that's what this site is about.

1. What this site is

SeniorShieldTools provides free educational tools and general information about scams, confusing letters, and everyday math. Nothing on this site is legal, financial, medical, or tax advice. For decisions involving significant money, health, or legal rights, please consult a qualified professional or a trusted family member.

2. The Scam Checker is guidance, not a guarantee

Our tools point out warning signs based on known fraud patterns. No tool can guarantee a message is safe or a scam. Sophisticated fraud can look legitimate. Always verify through official channels before sending money or sharing personal information. You use the tools at your own judgment — which is exactly what they're designed to sharpen, not replace.

3. AI-assisted features

Some features use artificial intelligence to analyze text you provide. AI can make mistakes. Explanations are simplified summaries, not professional interpretations of your documents. We label AI-generated analysis where it appears.

4. Acceptable use

Please don't try to break the site, overload the free tools with automated requests, or paste other people's private information without permission. Daily usage limits exist to keep the tools free for everyone.

5. Advertising & recommendations

This site is supported by advertising. Any partner recommendations will always be clearly labeled, and we only recommend services we'd suggest to our own families.

6. Liability

We work hard to keep everything accurate and helpful, but we can't promise perfection. To the extent allowed by law, we're not liable for decisions you make based on this site's general information. When in doubt, verify with the official source.

7. Changes

We may update these terms as the site grows. Continued use means you accept the current version. Questions? Contact us.